Trusted for over 20 years

In an industry that can be impersonal, we offer something different: a highly personalised one-to-one service where we always put our clients best interests first, of course. Unlike some of our counterparts, we don’t have our own products, we have no quota or target to achieve; our objective, therefore, is simply to deliver top-quality results and advice which sets us apart from the herd. That way, our clients choose to stay clients long term  - some have been with us for more than 20 years. Read the reviews kindly submitted by some of those long term clients below.

I respect the importance of a considered approach to personal finance and of the need to constantly monitor and adapt investment options. I am also aware that other commitments in my life prevent me from spending the time necessary to undertake adequate research to meet these needs. Therefore, I greatly appreciate the services that David Bojan and his team at Horwath Financial Services Ltd. have provided to me over the past two years.

David was thorough in establishing my personal situation and medium to long-term plans and subsequently formulated a portfolio that has, to date, been very productive. Most important for me, the portfolio is diverse and gives me flexibility, allowing me to increase or decrease rates of investment or withdraw funds easily if necessary.

David Bojan provides a professional service and I have no hesitation recommending him and his team to prospective clients.

Christopher Riggs

Head of Veterinary Clinical Services at Hong Kong Jockey Club

For the past 5 years, David Bojan has taken a key role in helping me establish and grow a diverse portfolio of investments. When I first met David, I did not have much to start an investment portfolio with, yet David took me on as a client regardless. He patiently sat with me, looked at what I did have and laid out a longterm investment plan that met me where I was.

Since then, and with David's input and guidance, my portfolio has grown considerably over the past 5 years despite a very tumultuous few years of economic recession, trade-wars and a world-wide pandemic.

David's many years of experience, his straight-forward approach, and personal attention to his clients, is why I would not want anybody else to look after my personal finances. I highly recommend David as a competent and trustworthy financial advisor in who I have the utmost confidence.

Cornel Marais

Secondary School Curriculum & MYP Coordinator at Beijing City International School

Whether you need advice on how best to invest your available cash, or you would value a second opinion on an existing investment portfolio, bank, or adviser, H Capital can help.