Terence Duggan - Retired Cathay Pacific Pilot

David Bojan has handled our Hong Kong ORSO retirement plan since 2011 with great care and competence, resulting in excellent returns over the years and a steady, growing retirement income achieved through a diverse portfolio.

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Following a bout of ill-health several years, I was able to relax knowing that David was overseeing and adapting our portfolio which has weathered well the occasional financial disruption in markets. 

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We have no hesitation in recommending David as a competent financial professional. 

Nick Luxton - Partner, Law Firm

After arriving in Hong Kong in 2005, I was aware that I needed to obtain good financial advice for the future.

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I met with David Bojan to discuss my current situation and goals. David was prepared to listen and to discuss different options with me. I did not feel that I was being sold a particular 'product', which is an issue that I had been warned about in Hong Kong. David also explained that he could provide advice on a fee-paying basis, rather than being purely commission-based.

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H Capital continues to deal with my inquiries, including when my circumstances changed earlier this year. 

I am pleased with the service provided, which has been friendly and professional. 

Moira & Tim Conroy-Stocker - Teachers/Educators

David Bojan came highly recommended when we wanted financial advice in Hong Kong.

He helped us set up and has managed our investment fund for the past ten years. His care, competence and experience have resulted in positive returns and the growth of our fund.

David has always provided a personal and professional service, guiding us in what can be a bewildering field. His regular updates and sensible advice have been most appreciated in helping to manage our fund.

We have no hesitation in recommending David as a highly competent financial professional.

Wesley Jones - Cathay Pacific Airbus Captain

I have never spent the time needed to gain the necessary expertise to make informed decisions about my money. Somehow, I have always found other ways to fill my time. This is where H Capital come in.

I met David Bojan in 2011 and was struck by his open and friendly manner. When dealing with my finances, his confidence and years of experience put me at ease.

In 2014 he started advising me on my CX Pfund and aside from a couple of tumultuous years (Covid being one) he massively improved the return  - roughly doubled the value of the contributions :) 

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David is able to explain things clearly in a way that I can understand, allowing me to relax knowing that my finances are in good hands. I am regularly informed on how things are progressing and given clear, timely advice when I need to make decisions.

I trust David and his team at H Capital and would gladly recommend you do the same.

Dr. Christopher Riggs - Head Veterinary Surgeon, HK Jockey Club

I respect the importance of a considered approach to personal finance and of the need to constantly monitor and adapt investment options.

I am also aware that other commitments in my life prevent me from spending the time necessary to undertake adequate research to meet these needs. Therefore, I greatly appreciate the services that David Bojan and his team at H Capital have provided to me over the past twenty years, culminating in recent tax planning advice for my repatriation.

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David was thorough in establishing my personal situation and medium to long-term plans and subsequently formulated a portfolio that has, to date, been very productive. Most important for me, the portfolio is diverse and gives me flexibility, allowing me to increase or decrease rates of investment or withdraw funds easily if necessary.

David Bojan provides a professional service and I have no hesitation recommending him and his team to prospective clients.

Cornel Marais- Educator

For the past 10 years, David Bojan has taken a key role in helping me establish and grow a diverse portfolio of investments.

When I first met David, I did not have much to start an investment portfolio with, yet David took me on as a client regardless. He patiently sat with me, looked at what I did have and laid out a long-term investment plan that met me where I was.

Since then, and with David's input and guidance, my portfolio has grown considerably over the past 10 years despite a very tumultuous few years of economic recession, trade-wars and a world-wide pandemic.

David's many years of experience, his straight-forward approach, and personal attention to his clients, is why I would not want anybody else to look after my personal finances. I highly recommend David as a competent and trustworthy financial advisor in who I have the utmost confidence.

Keith C Hawkin - Retired Vet

I have spoken to several financial advisors over time and have not always been comfortable with the approach taken or the overconfident styles portrayed. 

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In David Bojan and his team, I have found an advisor who initially spent time discovering my goals, the level of risk-taking that was comfortable for me and my family; and our short and longer-term needs.

I have known David Bojan and his group for more than eight years and have been very satisfied with his management of the portfolio under his control. He has achieved very good results while maintaining diversity of investments within a low-risk framework commensurate with my advancing age. 

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David's professional approach, and my experiences with it, gives me the confidence to recommend him and his team to potential clients. 

Andrew Powner - Managing Partner, Haldances Law Firm

As a client of H Capital, I have received straightforward and honest investment advice. This has included clarification of advice received from banks and other institutions which has been extremely useful.

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H Capital has also made a presentation to my firm with a view to assisting clients with their financial planning in the event of Court awards or other settlements. This is an area worth consideration for those in the legal field.

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The friendly and approachable management style of H Capital is a great asset to the firm, which I can recommend to potential clients.

Eva Scott - Retired Hong Kong Government Civil Servant

David Bojan of H Capital has been the manager of my investment funds in H Capital since mid 2004, when I moved from Hong Kong to live in England.

I needed a service which provides me with low-risk investments over a long period with little input required of me, and I am satisfied that David has provided me with this.

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Their company has also given me some valuable advice about UK taxation for people with non-domicle status such as myself.

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I am happy to recommend David and H Capital financial services to anyone in need of sound financial advice.

Gavin Morgan - Jones Lang LaSalle

As the Head of Markets - Hong Kong, for Jones Lang LaSalle, my days are fully occupied and little, if any time is left for managing my own financial affairs. Therefore, I decided to take up David Bojan on his offer to prepare a financial planning report so that I could at least attempt to get my affairs in order. 

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I was absolutely delighted with the result! David's report was extremely comprehensive, covering a wide range of topics from a recommendation to draw up a will through to advice on investments and medical insurance, and even an analysis of my employment benefits. 

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Subsequently, recommendations were implemented with the invaluable support of David's Para-Planner, Lavina Tharani, who visited my office and helped with the completion of various forms and so on. 

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Certainly, the whole experience has been very worthwhile, in my view, and I would have no hesitation in recommending David, Lavina and H Capital to prospective clients.

Lee Quane - Director of Business Development – Asia, ECA Global

My employer contacted H Capital some years ago when searching for a suitable Hong Kong based retirement scheme for me, as I was no longer able to remain in my company UK scheme.

I was introduced to David Bojan who was extremely knowledgeable and quickly understood our requirements – he made recommendations tailored specifically to our needs, which involved setting up an ‘ORSO’ scheme.

In doing so, at every step along the way David provided expert advice and guidance, and he facilitated the process of setting up a suitable scheme.

Over the years, David has been very proactive in managing the underlying investments, delivering results and returns which have exceeded my expectations.

Throughout the period of time that I have been a client, I have had full trust and confidence in David that our aims and objectives are aligned, leaving me to get on with my job and my life while he and the team at H Capital ensure that my financial goals are met.