About H Capital
25 years of very happy clients
H Capital commenced business in Hong Kong in 1997 as Horwath Financial Services, part of global accounting & business consulting group Horwath Hong Kong Group (now www.croweglobal.com).
In 2011 following a management buyout the company rebranded as H Capital, an entirely independent, full-service investment management and financial advisory firm, completely void of institutional links that would otherwise compromise impartiality.
Today, H Capital operates as a Fiduciary maintaining the highest industry standards.
As an SFC (Securities & Futures Commission) licensed entity, H Capital manages investment portfolios on behalf of private clients, mostly Hong Kong residents, but also serves clients around the world.
If you are looking for a reliable firm to manage your financial affairs and to guide you on what to do (and what not to do) including at times when the going is tough, you’ve come to the right place!
Meet The Team
Not All Advisors Are Equal
The Financial Services industry can be confusing. There are so many options to choose from, ranging from Private Bankers, Independent Financial Advisers (IFAs), Insurance Brokers, Wealth Managers and so on.
Still, some of those options may not be what they seem on the surface. Retail Banks typically push products to earn commissions, Private Banker's usually have quotas to fill to earn a bonus, and restricted advice groups often aren't independent because their clients only have a limited range of investments to choose from.
Many IFA firms in Hong Kong aren't SFC Licensed, and should not provide investment advice at all. However, many claim to be able to advise on investments, technically exploiting a grey regulatory area that exists between insurance and investments. Some of those firms also purport to provide tax advice, but they're not qualified tax advisors.
It’s important to distinguish between the different types of financial ‘professionals’ on the understanding that not all advisers are equal.
When it comes to choosing an individual adviser, people often make their selection based on emotion. It certainly helps if you like the person you’re dealing with, but when it comes to managing your hard-earned savings, your choice should never be made on emotion alone.
If you feel the need for reassurance, we encourage you to read our testimonials.
How to invest your cash to achieve the best investment return.
H Capital Can Help You With
Providing a second opinion on an existing investment portfolio, bank, or adviser
A Bird's Eye View of your Financial Affairs.
Can you afford to retire?
How much is enough?
Contact Us Now
Phone: +852 2511 8337
E-mail: drb@hfs.com.hk
Arrange a no-obligation FREE OF CHARGE Discovery Meeting
Experienced
The H Capital team consists of a small group of like-minded professionals, “Fiduciaries”, who have spent their entire working careers protecting and growing their client’s wealth. What makes us special? A HUGE amount of experience - there really is no substitute!
Personalised
Clients of H Capital enjoy a one-on-one working relationship with their Fiduciary. At no point will your account be passed on to a 'junior' to deal with - that is not how we work. You'll still benefit from 'economies of scale' but without the need to compromise on personal service and attention to detail
Comprehensive
Whether you are looking for advice on how best to invest your cash, if you'd like a discreet second opinion on your current investment portfolio or adviser, maybe you are considering relocating elsewhere and are concerned about the tax consequences, H Capital can help.