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The 2025 UK Budget - Hokey Cokey!
In the weeks leading up to the November UK Budget, financial advisers and their clients have faced what many are calling the ‘Hokey Cokey’ approach to government policy on tax and spending.
David Bojan
Nov 28, 20253 min read


The UK’s new Renters’ Rights Act & its effect on Landlords
The Renters’ Rights Bill is now the Renters’ Rights Act; it has been given Royal Assent and is now part of UK Law. This is the most significant shake-up of the rental market in almost 40 years.
David Bojan
Oct 30, 20252 min read


Fear & Greed - Investing in a Volatile Market
Discover expert advice from David on how to invest in a volatile market and why it's important not to panic.
David Bojan
Aug 22, 20254 min read


UK Tax Planning - Upcoming Changes & How To Utilise Offshore Bonds
Exploring Offshore Bonds Everyone is waiting with bated breath for 30th of October when the current government will deliver the budget...
David Bojan
Apr 16, 20255 min read


Retirement Planning - It's Not Just About the Money!
Three out of four people have made a serious effort to plan financially for retirement. But what may be surprising is that only one out...
David Bojan
Apr 16, 20252 min read


Labour Wins the 2024 UK General Election - What This Means for Your Money
Labour has won the 2024 UK General Election and Sir Keir Starmer has been appointed Prime Minister. Labour won with a significant...
David Bojan
Apr 16, 20253 min read


How to Achieve Financial Independence?
Everyone likes the idea of being financially independent. But how do you get there? What steps should be taken to get to the point where...
David Bojan
Apr 16, 20256 min read


What Does the UK General Election Mean for Non-Doms?
Voters in the UK will head to polls on the 4th of July after PM Rishi Sunak announced the date recently amid sluggish growth, high...
David Bojan
Apr 16, 20253 min read


Is The US Economy Revealing Cracks Below the Surface & Should You Be Worried?
US outstanding household debts are at the highest point since the Global Financial Crisis. What does that mean for the future? Below...
David Bojan
Apr 16, 20252 min read


UK vs US Shares: Comparing Costs & Potential for Profit
Analysing the Valuation Gap: UK vs US MSCI Index Recently, the difference in valuations between the UK and US markets has become a focal...
David Bojan
Apr 16, 20252 min read


Money Market Funds: A Complete Guide
In this guide, we're giving you the full breakdown of money market funds including what they are, if they're safe, and their pros and...
David Bojan
Apr 16, 20253 min read


Are Active Fund Managers worth paying for?
The debate between passive vs active investment management has long been a source of debate for investors who are seeking to optimise their returns. The question of whether or not active fund managers are worth paying for is at the heart of this topic, sparking debate among investors and financial investors alike. David Bojan , the founder of H Capital, has over 30 years of knowledge and experience in financial advice and investment planning, and tackles this subject below. Q
David Bojan
Apr 16, 20259 min read


The Disadvantages of Market Timing
Source: Momentum Global Investment Management, Bloomberg Finance L.P. Data to 16 February 2024. "Time in, not timing, is the key to...
David Bojan
Apr 16, 20252 min read


5 Steps to Strategically Adjust Your Portfolio for an Impending Market Slowdown
It's less than two months into the year, and the Nasdaq is already up 6% while the S&P 500 is up 5.5%. It's an incredible follow-up to...
David Bojan
Apr 16, 20255 min read


Analysing the Stock Market: Have Stocks Fully Recovered Since Covid-19?
hares in hundreds of UK and US-listed companies have not fully recovered since the Covid-19 pandemic triggered a global stock market...
David Bojan
Apr 16, 20254 min read
Our Current View of the Markets
Most global equity markets save for China, Hong Kong, and Taiwan rebounded sharply in October off the lows set last month in one of the...
David Bojan
Apr 16, 20252 min read
Moving to the UK - Tax and Estate Planning
During the past year, we have seen increasing interest amongst both expatriates and local-residents who wish to move to the UK from Hong...
David Bojan
Apr 16, 20251 min read
Can You Afford to Retire?
People are living longer! Given a current average life expectancy of 82 for men and 88 for women, it is important to focus on building up...
David Bojan
Apr 16, 20252 min read
The Worst-Performing Investment Funds During 2020
The collapse in oil prices as the Coronavirus pandemic choked demand, left investors in the energy sector with nowhere to hide....
David Bojan
Apr 16, 20253 min read
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