Welcome to
H Capital
Wealth Management evolved
We work with HNW individuals, Established Professionals and Retirees, also Young Professionals, typically with a British or Australian connection, to provide an integrated wealth management service that includes financial planning, tailored investment management and multi-currency reporting - since 1997.
Client Testimonials
In an industry that is often impersonal and intimidating, many of our clients have entrusted us with their financial affairs, in some cases for more than twenty years. We genuinely care and that makes a difference. But don’t take our word for that – read the testimonials below, kindly submitted by Chris Riggs, a client since 2007, and Cornel Marais, a client since 2017. With so many confusing financial advice options to choose from, it’s difficult to know who to trust. Hopefully, these testimonials will provide you with some reassurance if needed.
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David was thorough in establishing my personal situation and medium to long-term plans and subsequently formulated a portfolio that has, to date, been very productive.
Christopher Riggs
Head of Veterinary Clinical Services at Hong Kong Jockey Club
With David's input and guidance, my portfolio has grown considerably over the past 5 years despite a very tumultuous few years of economic recession, trade-wars and a world-wide pandemic.
Cornel Marais
Secondary School Curriculum & MYP Coordinator at Beijing City International School
About Us
Fee-Based Financial Advice
& Investment Management
No commissions | 25 years' operating in Hong Kong | Transparent | Independent | UK & Australian Expertise
SFC Licensed Discretionary Portfolio Manager
Our SFC (Securities & Futures Commission) Licensed Advisers operate as Fiduciaries which means we put our client’s best interests first. Connected with that, we believe in full transparency around fees – indeed, H Capital was the first Firm in Hong Kong to offer fee-based investment advice.
Our Services
Investment Management
H Capital is licensed by the Securities & Futures Commission (ADF849) as an Investment Adviser and Discretionary Investment Portfolio Manager - since 1997.
When it comes to managing money, fully understanding and controlling the risks involved is the key to success. Every investment involves risk in one form or another, even bank deposits are exposed to the risk of inflation eroding capital. At H Capital, we focus on your risk appetite before we even think about investing. It’s essential we are on the same page in this regard.
Retirement Planning
Can you afford to retire? How much is enough?
H Capital will provide the answer!
Whether retirement is many years away or just around the corner, it is wise to start planning now. The decisions you make today (or not) will determine your lifestyle and standard of living during retirement. You've no doubt heard the phrase "Fail To Plan, Plan To Fail"!
Second Opinion
Is your current portfolio performing in line with your risk appetite, or are you concerned your investment manager might be taking too much risk?
Are you considering a specific investment, but you are not sure it's right for you or you don't really understand the risks involved?
An unbiased second opinion will at the very least set your mind at rest, and could save money and heartache in the future.
Insurance
Protect yourself, your family, and your business with insurance.
A growing family in the process of accumulating assets – but not there yet – should seriously consider life assurance, critical illness and medical insurance. A company reliant on key individuals should consider insuring those individuals to protect the company from financial loss.
Also, don't forget Wills, and the appointment of a Guardian to protect your children.
H Capital Advisers have all experienced several market cycles. There is no substitute for experience and a proven long-term track record of managing money diligently throughout the inevitable ups and downs of those cycles.
Arrange a Free Discovery Meeting
Get in touch to arrange a no-cost, no-obligation Discovery Meeting with one of our Fiduciaries.