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Home: Welcome

Welcome to
H Capital

Wealth Management evolved

H Capital is an independent financial advisor in Hong Kong, working with a range of clients including HNW individuals, established professionals, retirees and young professionals, typically with a British or Australian connection.


We offer an integrated wealth management service which includes financial planning, tailored investment management and multi-currency reporting  - since 1997. 

Client Testimonials

In an industry that is often impersonal and intimidating, our clients have entrusted us with their financial affairs, in some cases for more than twenty years. We genuinely care and that makes a difference. 

With so many confusing financial advice options to choose from, it’s difficult to know who to trust, so don’t take our word for it, read the testimonials below.

Image by Alev Takil

Christopher Riggs,

Head of Veterinary Clinical Services at Hong Kong Jockey Club

"David was thorough in establishing my personal situation and medium to long-term plans and subsequently formulated a portfolio that has, to date, been very productive."

Image by Pat Whelen

Cornel Marais,

Secondary School Curriculum & MYP Coordinator at Beijing City International School

"With David's input and guidance, my portfolio has grown considerably over the past 5 years despite a very tumultuous few years of economic recession, trade-wars and a world-wide pandemic."

About Us

H Capital is an SFC-licenced, fee-based, independent financial advice and investment management company in Hong Kong.


We've been operating in Hong Kong for over 25 years with no commissions, offering transparent advice with UK and Australian expertise.

Our SFC (Securities & Futures Commission) Licensed Advisers operate as Fiduciaries which means we put our client’s best interests first.  Connected with that, we believe in full transparency around fees – indeed, H Capital was the first Firm in Hong Kong to offer fee-based investment advice.


Not All Advisors Are Equal

With a vast range of options to choose from, the financial services industry can be confusing. From Private Bankers to insurance brokers and more, some aren't always what they seem and with many firms being unlicensed, it's important to choose the right one.


When it comes to choosing an individual adviser,  people often make their selection based on emotion and while it certainly helps if you like the person you’re dealing with, when it comes to your finances, your decision should never be made on emotion alone.

Instead, we recommend reading our testimonials to discover how we've helped others.

Our Services

Hong Kong Investment Management

H Capital is licensed by the Securities & Futures Commission (ADF849) as an Investment Adviser and Discretionary Investment Portfolio Manager - since 1997.

When it comes to managing money, fully understanding and controlling the risks involved is the key to success. Every investment involves risk in one form or another, even bank deposits are exposed to the risk of inflation eroding capital. At H Capital, we focus on your risk appetite before we even think about investing. It’s essential we are on the same page in this regard.

Analyzing Data
Retirement Protection

Retirement Planning

Can you afford to retire? How much is enough?

H Capital will provide the answer!


Whether retirement is many years away or just around the corner, it is wise to start planning now. The decisions you make today (or not) will determine your lifestyle and standard of living during retirement. You've no doubt heard the phrase "Fail To Plan, Plan To Fail"!

Second Opinion

Is your current portfolio performing in line with your risk appetite, or are you concerned your investment manager might be taking too much risk?

Are you considering a specific investment, but you are not sure it's right for you or you don't really understand the risks involved?


An unbiased second opinion will at the very least set your mind at rest, and could save money and heartache in the future.

Signing a Contract


Protect yourself, your family, and your business with insurance.

A growing family in the process of accumulating assets – but not there yet – should seriously consider life assurance, critical illness and medical insurance.  A company reliant on key individuals should consider insuring those individuals to protect the company from financial loss. 

Also, don't forget Wills, and the appointment of a Guardian to protect your children.   

H Capital financial advisers have all experienced several market cycles. There is no substitute for experience and a proven long-term track record of managing money diligently throughout the inevitable ups and downs of those cycles.

Discussing the Numbers

Arrange a Free Discovery Meeting

Get in touch to arrange a no-cost, no-obligation Discovery Meeting with one of our Fiduciaries.

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