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Retirement Planning

Expert advisors on MPF, ORSO & QROPS investment options

Whether retirement is many years away or just around the corner, it is always a wise decision to start planning the future of your savings. Given the advances made in medical science, retirement represents a far greater proportion of our lives than before, so we all need to accumulate more whilst we are working to meet the extra costs of living longer. Most importantly, the decisions we make today will determine the standard of living we will enjoy during retirement.

Retirement Protection

Start Planning Early

The key, of course, is to determine exactly how much you will need during retirement – and to start planning for it now. As a rule of thumb, estimate your annual income requirement at retirement age, add inflation between now and then, and multiply that figure by 25. For example, let us say your estimate is an annual income requirement of US$100,000 p.a. at say age 60, multiplied by 25 that obviously gives rise to a lump sum of US$2,500,000. That broadly is the amount of money you will need.

Picking Fruit

MPF, ORSO & QROPS Services

As a licensed MPF Intermediary, H Capital can establish and advise on the underlying investment selection of Hong Kong MPF (Mandatory Provident Fund) Schemes as well as retirement schemes organized under the Occupational Retirement Schemes Ordinance (ORSO). In addition, we are pleased to assist with UK Pension Transfers QROPS (Qualifying Recognised Overseas Pension Scheme) enquiries.


Make sure your retirement is exactly how you want it.

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