Our Services
20+ years of valuable experience
H Capital is committed to providing the highest quality investment and technical financial planning advice to personal, corporate and trust clients. Services include detailed cash flow modelling, pensions/retirement planning, insurance as well as access to our Discretionary Investment Management Service.



Investment Management
No Commissions – Fee Based Investing
When it comes to investing, understanding, and controlling risks is the key to success. At H Capital we devote a lot of time to exploring your risk appetite before we even think about investing. For us, it is essential we are on the same page as regards understanding risks.
Retirement Planning
Expert advisors on MPF, ORSO & QROPS investment options
Whether retirement is many years away or just around the corner, it is always wise to start planning now. The decisions we make today will determine the standard of living we will enjoy during retirement.


Second Opinion
An independent assessment of your portfolio and manager/adviser
Whether you are an investor with a modest portfolio or an ultra-high net worth individual, being able to compare the performance of your investments versus those achieved by others with similar mandates is useful.
Insurance
Protect yourself, your family, and your wealth.
Policies need to match your specific circumstances, which means it is crucial to choose the right terms. Costs can vary between insurers, and change regularly, so it is worth comparing policies to find the one that best suits your needs.

Our Fees
Arrange a no-cost, no-obligation Discovery Meeting with one of our Fiduciaries. Thereafter, any fees will be disclosed both verbally and in writing before you choose to become a client. Before becoming a client, you will be provided with a Client Agreement document, which will outline the basis of our relationship.
Discovery meeting:
Up to 1-hour free-of-charge
Hourly fees:
Up to HK$6,000 per hour
Investment Account establishment:
Up to 3% of the sum invested
Investment Management fee:
Up to 1.5% p.a.
ILAS analysis:
(Insurance linked Assurance Scheme)
HK$3,000 per policy
CX P Fund information service:
Up to 1.5% p.a.
Let's explore your financial goals and work towards a plan that will ensure success.