Our Services
25 years of invaluable experience
H Capital has a proven track record of providing the highest quality investment and technical financial planning advice to personal, corporate and trust clients delivered in a friendly and personalized manner. Services include Financial Planning (a Bird’s Eye View of your Financial Affairs), Pensions/Retirement Planning – Do you Have Enough? Tax, Trusts and Wills. And of course, access to our Discretionary Investment Management Service.
Investing your Hard Earned Savings
Risk Management is the Key
To reduce risk it is necessary to avoid a portfolio whose securities are all highly correlated with each other. One hundred securities whose returns rise or fall in near unison afford little protection than the uncertain return of a single security.
Harry Markowitz - Nobel Prize Winner in Economics
Retirement Planning
Fail To Plan, Plan To Fail!
Whether retirement is many years away or just around the corner, it is wise to start planning now. The decisions you make today (or not) will shape your life in the immediate future and during retirement.
Can you afford to retire? How much is enough? H Capital will provide the answer!
Insurance
Protect yourself, your family, and your business.
Insurance is useful when you need to make a claim, and useless when you don't - save perhaps for the peace of mind you have knowing it's there.
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It's a sad fact of life that people die or become seriously ill unexpectedly. Life assurance, critical illness and medical insurance could provide the financial assistance needed at that time.
Our Fees
Arrange a Discovery Meeting with one of our Fiduciaries. There's no obligation, and afterwards should you wish to become a client, any fees will be disclosed both verbally and in writing before you proceed.
Discovery meeting:
Free-of-charge
Hourly fees:
HK$3,000-HK$6,000 per hour
Investment Account establishment:
From 0% to 3% of the sum invested
Investment Management fee:
From 0.2% up to 1.5% p.a.
Review of your Insurance Linked investment policies.
For example Utmost, FPI, Generali.
HK$3,000 per policy
Provident Fund Health Check and fund selection advice (including CX PFund)
1.5%
We look after a wide variety of clients, from Wealthy Families and Entrepreneurs through to Pilots, Doctors, Dentists and Lawyers. Whilst our services are best suited for clients with investable assets of around US$500,000 to US$1,000,000, we none-the-less welcome enquiries from people who have not yet been able to accumulate wealth, but with our help will be able to head in that direction.
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Also, through our Give Back Initiative (GBI) we provide pro bono services for up to 10 clients a year that fall well below our preferred minimums.​
At H Capital it's not just about the money, it's about positive and respectful relationships.