Our Services
25 years of invaluable experience
H Capital has a proven track record of providing the highest quality investment and technical financial planning advice to personal, corporate and trust clients delivered in a friendly and personalized manner. Services include Financial Planning (a Bird’s Eye View of your Financial Affairs), Pensions/Retirement Planning – Do you Have Enough? Tax, Trusts and Wills. And of course, access to our Discretionary Investment Management Service.
Investing your Hard Earned Savings
Risk Management is the Key
To reduce risk it is necessary to avoid a portfolio whose securities are all highly correlated with each other. One hundred securities whose returns rise or fall in near unison afford little protection than the uncertain return of a single security.
Harry Markowitz - Nobel Prize Winner in Economics
Retirement Planning
Fail To Plan, Plan To Fail!
Whether retirement is many years away or just around the corner, it is wise to start planning now. The decisions you make today (or not) will shape your life in the immediate future and during retirement.
Can you afford to retire? How much is enough? H Capital will provide the answer!
Insurance
Protect yourself, your family, and your business.
Insurance is useful when you need to make a claim, and useless when you don't - save perhaps for the peace of mind you have knowing it's there.
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It's a sad fact of life that people die or become seriously ill unexpectedly. Life assurance, critical illness and medical insurance could provide the financial assistance needed at that time.
Our Fees
Arrange a no-cost, no-obligation Discovery Meeting with one of our Fiduciaries. Thereafter, any fees will be disclosed both verbally and in writing before you choose to become a client. Before becoming a client, you will be provided with a Client Agreement document, which will outline the basis of our relationship.
Discovery meeting:
Free-of-charge
Hourly fees:
HK$3,000-HK$6,000 per hour
Investment Account establishment:
From 0% to 3% of the sum invested
Investment Management fee:
From 0.2% up to 1.5% p.a.
ILAS analysis:
(Insurance linked Assurance Scheme)
HK$3,000 per policy
CX P Fund information service:
1.5% p.a.
Whilst most of our existing clients are approaching retirement or are already retired, we welcome enquiries from young professionals who have not yet been able to accumulate significant wealth, but with our help have the capacity to head in that direction.
Don't be put off by the stuffiness that is often associated with wealth management services. We were also young once, and you have to start somewhere, right?! At H Capital it's not about the money, it's about positive and respectful relationships. Life is too short for anything else.