Expert Retirement Planning
Whether retirement is many years away or just around the corner, it is always a wise decision to start planning the future of your savings.
Given the advances made in medical science, retirement represents a far greater proportion of our lives than before, so we all need to accumulate more whilst we are working to meet the extra costs of living longer.
Most importantly, the decisions we make today will determine the standard of living we will enjoy during retirement.
Testimonials
Following a bout of ill-health two years ago, I was able to relax knowing that David was continuing to construct and adapt a portfolio which has weathered well the financial disruption in recent times.
Terrance D.
For the past 5 years, David Bojan has taken a key role in helping me establish and grow a diverse portfolio of investments.
Since then, and with David's input and guidance, my portfolio has grown considerably over the past 5 years despite a very tumultuous few years of economic recession, trade-wars and a world-wide pandemic.
Cornel M.
When dealing with my finances, David's confidence and years of experience put me at ease. He is able to explain
things clearly in a way that I can understand, allowing me to relax knowing that my finances are in
good hands.
Wesley J.
Start Planning Early
The key, of course, is to determine exactly how much you will need during retirement and to start planning for it now.
As a rule of thumb, estimate your annual income requirement at retirement age, add inflation between now and then, and multiply that figure by 25.
For example, let us say your estimate is an annual income requirement of US$100,000 p.a. at say age 60, multiplied by 25 that gives rise to a lump sum of US$2,500,000.
That is broadly the amount of money you will need.
MPF, ORSO & QROPS Services
As a licensed MPF Intermediary, H Capital can establish and advise on the underlying investment selection of Hong Kong MPF (Mandatory Provident Fund) schemes as well as retirement schemes organised under the Occupational Retirement Schemes Ordinance (ORSO).
In addition, we are pleased to assist with UK Pension Transfers QROPS (Qualifying Recognised Overseas Pension Scheme) enquiries.