top of page

Privacy Policy

At H Capital ("we", "our", or "us"), we are committed to protecting your personal data and privacy. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you visit our website https://www.hfs.com.hk (the “Site”) and use our services. By accessing our Site or using our services, you agree to the collection and use of your information in accordance with this policy.

​

1. Information We Collect

We may collect the following categories of personal data, either directly from you or automatically when you use our Site:

  • Personal Identification Data: Name, HKID number, date of birth

  • Contact Information: Phone number, email address, mailing address

  • Financial Information: Employment details, income, bank account information, credit history

  • Technical Information: IP address, browser type, pages visited, session duration, device type

  • Cookies and Usage Data: For analytics, security, and improving user experience

​​

2. How We Use Your Information

Your data may be used for the following purposes:​

  • To verify your identity and eligibility

  • To provide, maintain, and improve our services

  • To communicate with you regarding your account or inquiries

  • To comply with legal and regulatory obligations

  • For marketing purposes, with your consent (see section 6 below)

​​

3. Disclosure of Personal Data

We may share your personal data with:

  • Our employees, agents, and affiliated companies

  • Third-party service providers who assist in operating our business (e.g., IT support, payment processing, credit checks)

  • Regulatory or law enforcement authorities when required by law or legal process

  • Other parties with your consent or as necessary to fulfill a contract with you

​​

4. Data Retention

We retain personal data only for as long as necessary to fulfill the purposes for which it was collected or to comply with legal, regulatory, or internal policy requirements.

​

5. Security

We take reasonable precautions and implement appropriate technical and organisational measures to protect your personal data from unauthorised access, use, or disclosure.

​

However, no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your data, we cannot guarantee its absolute security.

​

6. Direct Marketing

With your consent, we may use your personal data to send you marketing communications about our financial products and services.

You may opt out at any time by:

  • Clicking the "unsubscribe" link in our emails

  • Contacting us directly at [insert contact email or phone]

​​

We will not share your personal data with third parties for their direct marketing purposes without your explicit consent.

​

7. Your Rights

Under the Personal Data (Privacy) Ordinance (Cap. 486), you have the right to:

  • Access the personal data we hold about you

  • Request correction of inaccurate or incomplete dat

  • Withdraw your consent to our use of your data (where applicable)

​​

To exercise your rights, please contact our Data Protection Officer using the contact details below.

​

8. Cookies

Our Site uses cookies to enhance your browsing experience. Cookies help us understand how users interact with our Site so we can improve it over time.

You may choose to disable cookies in your browser settings, but this may affect the functionality of the Site.

​

9. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated revision date. Your continued use of the Site after such changes constitutes your acceptance of the updated Privacy Policy.

​

10. Contact Us

If you have any questions about this Privacy Policy or wish to exercise your rights, please contact us at:

H Capital

18/F Chinaweal Centre,

Suite P, 414-424 Jaffe Road,
Causeway Bay, Hong Kong


Phone: (852) 2511 8337
Email: drb@hfs.com.hk
Attn: Data Protection Officer

bottom of page