Terms & Conditions

Welcome to H Capital ("H Capital", "HFS", "we", "our", or "us"). By accessing or using our website https://www.hfs.com.hk (the "Site"), you agree to be bound by the following Terms and Conditions. If you do not agree to these terms, please do not use our Site.

1. Use of the Website
You agree to use the Site only for lawful purposes and in a manner consistent with all applicable laws and regulations. You shall not use the Site in any way that may infringe upon the rights of others, or restrict or inhibit their use and enjoyment of the Site.

2. Eligibility
The Site is intended for use by individuals who are 18 years or older. By using the Site, you confirm that you meet this requirement.

3. Accuracy of Information
While we endeavour to ensure the accuracy of the information on this Site, we do not warrant or guarantee the accuracy, completeness, or timeliness of any information provided. H Capital shall not be held liable for any loss or damage arising from the use or reliance on information found on this Site.

4. Intellectual Property
All content on this Site, including but not limited to text, graphics, logos, images, and software, is the property of H Capital or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, or exploit any content without our prior written consent.

5. Links to Third-Party Websites
This Site may contain links to third-party websites. H Capital does not endorse or control these sites and is not responsible for their content, policies, or practices. Your access to and use of such websites is at your own risk.

6. Privacy Policy
Your use of the Site is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal data.

7. Limitation of Liability
To the fullest extent permitted by law, H Capital shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the Site.

8. Indemnity
You agree to indemnify, defend, and hold harmless H Capital, its directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, or expenses arising out of your use of the Site or your violation of these Terms and Conditions.

9. Modification of Terms
H Capital reserves the right to modify these Terms and Conditions at any time without prior notice. Any changes will be effective upon posting on the Site. Your continued use of the Site after changes are posted constitutes your acceptance of the modified terms.

10. Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the law. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts.