Grow and Protect Your Wealth and Simplify your Financial Affairs
Commission-Free Investing and Holistic Financial Planning
Say goodbye to conflicted advice. Our commission-free investment services and holistic financial planning approach places your best interests first, with transparent strategies that safeguard and build your wealth for a secure retirement.
Independent
Fiduciaries
As independent Fiduciaries, we act in your best interests. Our advice is objective, transparent, and free from commissions or product bias. This ensures every decision serves your goals.
Financial
Readiness
Practical, no-nonsense financial housekeeping. We help you organise your finances and ensure nothing is overlooked. Establish a relationship with H Capital now so your family has continuity with a trusted adviser to help when needed.
Long-Term
Partnership
Our core services are best suited for individuals and families with a minimum of USD 500,000 in investible assets, whereas High Net Worth (HNW) clients with USD 10M or more benefit from focused planning, asset structuring advice, professional management, and bespoke, personalised concierge services.
Experienced
Advisers
With over 30 years experience in wealth management, we’ve guided clients through every variation of market cycle. Many have been with us for decades, reflecting trust and continuity that extends across generations.
What Makes Us Different
Why Work With a Fiduciary
As independent Fiduciaries, we act in your best interests. Our advice is objective, transparent, and free from commissions or product bias. This ensures every decision serves your goals.
Support for Your Family
We will ensure your family is fully supported by a trusted Fiduciary to help manage their financial affairs if you’re no longer able to, giving you peace of mind that your family will be truly cared for.
Professional Investment Management
Managing investments can be challenging. Do you really have the time and expertise to monitor markets daily? We will relieve you of that responsibility and manage your portfolio with expertise and consistency.
Plan Early, Not Late
The best time to plan is now, while you are able to make sensible, clear decisions. And building a relationship now is better than later when circumstances may make it difficult to act.
Portfolio Management
Investment portfolio management to grow your wealth effectively and responsibly.
Second Opinion Service
A professional, unbiased financial review could save you from costly mistakes.
Core Financial Services
Service Type | Fee Structure | What’s Included |
|---|---|---|
Provident Fund & CX Pfund Health Check | 1.5% | Review of existing provident and pension funds |
Written Financial Planning Report (“Helicopter View”) | HK $20,000 – HK $38,000 | Comprehensive written plan covering every aspect of your financial affairs |
Investment Management Fee | 0.2% – 1.5% per annum
| Ongoing portfolio management and quarterly reporting for clients with a minimum of USD 500,000 in investible assets |
Investment Account Establishment | 0% – 3% of sum invested
| Initial setup, account creation, documentation |
Hourly Fees | HK $3,000 – HK $6,000 per hour | Independent analysis and/or second-opinion review |
Discovery Meeting | Free of charge | No hidden costs, no obligation |
Transparent, Fair, and Easy-To-Understand Fees
Our services are provided on a fee-based model — no commissions, no hidden costs. This ensures our advice is always aligned with your best interests.
Why Work With A Fiduciary
Fiduciary basically means trusted, which means H Capital places its clients best interests first, and delivers honesty, independence, and clarity. Our role is not only to help with retirement planning, to act as a financial advisor or portfolio manager, it’s to ensure that you and your family are prepared for every stage of life.
Why Work With Us?
We are Fiduciaries, which means we have a legal, ethical and moral duty to put our clients’ best interests first.
That's different from Financial Advisers, Wealth Managers, Insurance Agents and even Private Bankers who are not held to the same high standards and, at worst, push complex products to earn commissions, satisfy quotas and achieve sales targets!
Our Existing Clients
We work with a variety of clients, including Entrepreneurs, Accountants, Lawyers, Doctors, also Teachers, Pilots and Vets both young and old!
Many of our clients have been looked after by us for more than 20 years and some, of course, have become close family friends.
"For the past 10 years, David Bojan has taken a key role in helping me establish and grow a diverse portfolio of investments.
When I first met David, I did not have much to start an investment portfolio with, yet David took me on as a client regardless. He patiently sat with me, looked at what I did have and laid out a long-term investment plan that met me where I was.
Since then, and with David's input and guidance, my portfolio has grown considerably over the past 10 years despite a very tumultuous few years of economic recession, trade-wars and a world-wide pandemic.
David's many years of experience, his straight-forward approach, and personal attention to his clients, is why I would not want anybody else to look after my personal finances. I highly recommend David as a competent and trustworthy financial advisor in who I have the utmost confidence."
Cornel Marais
Educator
"I respect the importance of a considered approach to personal finance and of the need to constantly monitor and adapt investment options.
I am also aware that other commitments in my life prevent me from spending the time necessary to undertake adequate research to meet these needs. Therefore, I greatly appreciate the services that David Bojan and his team at H Capital have provided to me over the past twenty years, culminating in recent tax planning advice for my repatriation.
David was thorough in establishing my personal situation and medium to long-term plans and subsequently formulated a portfolio that has, to date, been very productive. Most important for me, the portfolio is diverse and gives me flexibility, allowing me to increase or decrease rates of investment or withdraw funds easily if necessary.
David Bojan provides a professional service and I have no hesitation recommending him and his team to prospective clients."
Dr. Christopher Riggs
Head Veterinary Surgeon, HK Jockey Club
Hear From Our Clients
Meet David Bojan, Founder of H Capital
With over 40 years in the financial services industry, David brings to the table a huge amount of experience, knowledge and understanding of everything financial.
As your Financial Concierge, Protector and Mentor, clients call upon David for guidance on every single aspect of their financial affairs, be it disciplined financial planning, portfolio management, Wills, Trusts, Tax, Real Estate - helping clients make informed decisions whilst staying on track to ensure their goals are achieved.
Each relationship is personalised, no two clients are alike, and so the advice and guidance provided is solely for you.
Trust, clarity, clear and open communications, and mutual respect are key.
Frequently Asked Questions
We are a Fiduciary, which means we are legally and ethically bound to place your best interests first. Our advice and recommendations are made without product/commission bias, ensuring we are fully aligned with your goals.
objective advice focused on strategy, not product sales.
Independent perspective
licenced by the SFC, IA, and MPFA, adhering to Hong Kong’s highest ethical and professional standards.
Regulated and qualified
the scope of services, fees and what’s included is explained clearly before you choose to proceed.
Upfront communications
Get your Financial Ducks in a Row - contact us now to begin your journey towards financial clarity. We’ll respond to your enquiry within one business day to arrange an exploratory discussion, either online or face-to-face.
Book a Free 30-Minute Consultation
We are a Fiduciary, which means we are legally and ethically bound to place your best interests first. Our advice and recommendations are made without product/commission bias, ensuring we are fully aligned with your goals.
objective advice focused on strategy, not product sales.
Independent perspective
licenced by the SFC, IA, and MPFA, adhering to Hong Kong’s highest ethical and professional standards.
Regulated and qualified
the scope of services, fees and what’s included is explained clearly before you choose to proceed.
Upfront communications
Get your Financial Ducks in a Row - contact us now to begin your journey towards financial clarity. We’ll respond to your enquiry within one business day to arrange an exploratory discussion, either online or face-to-face.
Book a Free 30-Minute Consultation
Our Services
30 years of invaluable experience.
H Capital has a proven track record of providing the highest quality investment and technical financial planning advice to personal, corporate and trust clients delivered in a friendly and personalised manner.
Services include Financial Planning, Pensions / Retirement Planning, Tax, Trusts & Wills. Plus, access to our time-tested Discretionary Investment Management Service.