• Username:
  Password:

  
  
• Be in the know, check out
  The Wealthmaker!

Investment Management

The professional approach to international investment management

Investment management is Horwath Financial Services core business. We are an independent asset manager, so we're free to use any instrument or investment strategy. We look at the world from a global perspective, allocating money on both a sectorial and geographical basis. We recognise that no one investment house has a monopoly on the world's most talented mangers. Consequently we allocate to third-party managers whose performance is exceptional on a risk-return basis.

Preserving and growing your financial assets is a fundamental investment objective. It's also a complex one. Achieving it takes a sound plan with a long-term perspective. The exact nature of the plan depends upon your personal financial objectives. Today's multi-faceted financial markets offer many options for investment programmes tailored to suit a wide range of individual circumstances, needs and goals.

One of the most important of these options is the opportunity to diversify your investment portfolio internationally and by asset class. A portfolio that is concentrated entirely in a single country and its currency is more vulnerable to changing economic conditions than one diversified strategically into various regions, currencies and asset classes. In a diversified portfolio, regional economic cycles and currency fluctuations tend to offset each other, reducing your overall risk. At the same time, changing conditions around the world can sometimes present growth opportunities unavailable in a single location.

For these important reasons, international diversification has become a prime investment strategy for astute investors all over the world.

Capital preservation is regarded as paramount. Consequently, a "typical" client has a much higher exposure to capital-protected and alternative investment classes than most investment houses would recommend. Through our choice of instruments and strategies, we are able to demonstrate a consistently high return relative to risk, allowing you to "sleep easily at night".

Our Ten Golden Rules